Slight change to off-piste cover in SCUK policy

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dunx

Joined site: 6 Sep 2004

Posts: 4614

#1 Topic: Slight change to off-piste cover in SCUK policy

Posted 31 January 2011 - 6:50pm on Freeski Club UK

I'll be updating the policy documents available at www.snowboardclub.co.uk/insurance tomorrow, but so you know the off-piste cover is now worded...

Quote:

Winter sports activities are insured subject to the appropriate premium having been paid, if using a recognised piste. Random ‘off piste’ winter sports activities will only be insured if with a qualified instructor or in a group of not less than 3 persons in possession of working communications or portable telephone. No cover for winter sports activities against local authority advice.

Before it said you were covered off-piste if "accompanied". Now there needs to be at least 3 people, all with phones. That's sensible anyway, but is a change to previous wording, so I thought I'd highlight the change. The vast majority of policies simply won't cover you at all off piste or insist you be with a qualified guide.

ASC Director / SCUK Editor

winterfunman

Joined site: 20 Apr 2008

Posts: 6012

#2 Reply: Slight change to off-piste cover in SCUK policy

Posted 31 January 2011 - 7:33pm on Freeski Club UK

Still great value policy , and the more in a group off piste , if all are carful can be better , as long as all take precautions

LIFE IS FOR LIVING SO GO FORTH AND LIVE IT....after all we r here for a good time , not here for a long time

http://www.alexander-apartment-bansko.com

info

alexander-apartment-bansko [dot] com

touchtone

Joined site: 2 Jan 2011

Posts: 102

#3 Reply: Slight change to off-piste cover in SCUK policy

Posted 31 January 2011 - 7:54pm on Freeski Club UK

is this policy included in you membership?

winterfunman

Joined site: 20 Apr 2008

Posts: 6012

#4 Reply: Slight change to off-piste cover in SCUK policy

Posted 31 January 2011 - 8:00pm on Freeski Club UK

A bit early for an april fools , no its the policy scuk recomend via one of their partners...... see top header

for £15.00 i think we get enough ( unless dunx can work his magic and include it next time i resubscribe??)

LIFE IS FOR LIVING SO GO FORTH AND LIVE IT....after all we r here for a good time , not here for a long time

http://www.alexander-apartment-bansko.com

info

alexander-apartment-bansko [dot] com

touchtone

Joined site: 2 Jan 2011

Posts: 102

#5 Reply: Slight change to off-piste cover in SCUK policy

Posted 31 January 2011 - 8:08pm on Freeski Club UK

was worth a try

what do you think the chances of gettin cover are baring in mind that on the day we head out is the day my cast comes off for a broken wrist? apparently when the cast comes off thats the end of the treatment......

winterfunman

Joined site: 20 Apr 2008

Posts: 6012

#6 Reply: Slight change to off-piste cover in SCUK policy

Posted 31 January 2011 - 9:27pm on Freeski Club UK

cast off ,arm in one piece .... policy should cover you ... as dr says treatment over

LIFE IS FOR LIVING SO GO FORTH AND LIVE IT....after all we r here for a good time , not here for a long time

http://www.alexander-apartment-bansko.com

info

alexander-apartment-bansko [dot] com

dunx

Joined site: 6 Sep 2004

Posts: 4614

#7 Reply: Slight change to off-piste cover in SCUK policy

Posted 1 February 2011 - 11:23am on Freeski Club UK

You do get £5,000,000 3rd party liability cover when riding in the UK included as part of your SCUK Membership. That is a recent addition and covers all current members. Details here www.snowboardclub.co.uk/pack

ASC Director / SCUK Editor

gjilks

Joined site: 8 Jul 2008

Posts: 47

#8 Reply: Slight change to off-piste cover in SCUK policy

Posted 1 February 2011 - 11:45am on Freeski Club UK

I took my cover out last week. Does that mean I will be on the old rules as I'm planning on doing a bit of off-piste when I'm out there?

Cheers,

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dunx

Joined site: 6 Sep 2004

Posts: 4614

#9 Reply: Slight change to off-piste cover in SCUK policy

Posted 1 February 2011 - 12:22pm on Freeski Club UK

I imagine you'll be covered by whatever documents you were issued with at the time of purchase.

ASC Director / SCUK Editor

StevieMcK

Joined site: 11 Mar 2005

Posts: 511

#10 Reply: Slight change to off-piste cover in SCUK policy

Posted 1 February 2011 - 1:53pm on Freeski Club UK

dunx wrote:

Now there needs to be at least 3 people, all with phones. That's sensible anyway, but is a change to previous wording, so I thought I'd highlight the change.

Just make sure your phone is switched off unless you need to make a call. Transceivers / mobiles don't work well together and I'd much rather have my transceiver working constantly when I was off piste.

<a href="http://www.stevenmckenna.co.uk" target="_blank">My Photos</a>

dunx

Joined site: 6 Sep 2004

Posts: 4614

#11 Reply: Slight change to off-piste cover in SCUK policy

Posted 1 February 2011 - 2:04pm on Freeski Club UK

Good point, well made! I'll pass that on to tgic as it's possibly asking people to put themselves at additional risk! I think the new wording is from Lloyds specifically, so may be a widely used restriction on other policies. I've suggested they contact avalanche transceiver manufacturers to seek clarification.

ASC Director / SCUK Editor

winterfunman

Joined site: 20 Apr 2008

Posts: 6012

#12 Reply: Slight change to off-piste cover in SCUK policy

Posted 1 February 2011 - 6:45pm on Freeski Club UK

gjilks...nice logo / sticker ...did you get them ok bud ??

LIFE IS FOR LIVING SO GO FORTH AND LIVE IT....after all we r here for a good time , not here for a long time

http://www.alexander-apartment-bansko.com

info

alexander-apartment-bansko [dot] com

gjilks

Joined site: 8 Jul 2008

Posts: 47

#13 Reply: Slight change to off-piste cover in SCUK policy

Posted 1 February 2011 - 7:05pm on Freeski Club UK

Yes got the stickers mate. They look awesome. Thanks for the quick turnaround for them.

*sorry for the tread jacking*

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winterfunman

Joined site: 20 Apr 2008

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#14 Reply: Slight change to off-piste cover in SCUK policy

Posted 1 February 2011 - 7:27pm on Freeski Club UK

another satified scuk customer

LIFE IS FOR LIVING SO GO FORTH AND LIVE IT....after all we r here for a good time , not here for a long time

http://www.alexander-apartment-bansko.com

info

alexander-apartment-bansko [dot] com

Berters

Joined site: 3 Nov 2010

Posts: 158

#15 Reply: Slight change to off-piste cover in SCUK policy

Posted 1 February 2011 - 7:49pm on Freeski Club UK

Regarding the 3rd part UK coverage, what do we do in the unlikely event that it's needed?

dunx

Joined site: 6 Sep 2004

Posts: 4614

#16 Reply: Slight change to off-piste cover in SCUK policy

Posted 3 February 2011 - 10:24pm on Freeski Club UK

It's all part of SCUK now officially linked with the home nations. Stu knows all the details, but I'd contact info@ in the first instance.

ASC Director / SCUK Editor

gjilks

Joined site: 8 Jul 2008

Posts: 47

#17 Reply: Slight change to off-piste cover in SCUK policy

Posted 17 February 2011 - 3:05pm on Freeski Club UK

RE: Mobile phones/trancievers issue.

When I was speaking to my guide in Chamonix last week he said that mobile phones and trancievers do not interfere with each other (and tests have been carried out to prove this).

This is fully understandable as trancievers operate at a frequency band of 457 kHz where mobile phones operate anywhere between 800 - 1900 MHz. I think the problem has arised from old style analogue trancievers which used to operate at a much higher frequency. Digital trancievers do not have this problem

More information can be found here:

http://pistehors.com/news/ski/comments/digital-avalanche-transceivers-af...

HTH

Gordi

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stu

Joined site: 6 Sep 2004

Posts: 153

#18 Reply: Slight change to off-piste cover in SCUK policy

Posted 17 February 2011 - 3:40pm on Freeski Club UK

Berters wrote:

Regarding the 3rd part UK coverage, what do we do in the unlikely event that it's needed?

Contact info

snowboardclub [dot] co [dot] uk for now and we'll take it from there.

If anyone wants to see the latest on the SCUK insurance policy changes I've replied to this thread and won't be responding to this one (dont need to duplicate the answers)

http://www.snowboardclub.co.uk/PNphpBB2-viewtopic-t-44982.html

Stuart Brass [administrator]
Action Sports Club Director

dunx

Joined site: 6 Sep 2004

Posts: 4614

#19 Reply: Slight change to off-piste cover in SCUK policy

Posted 17 February 2011 - 3:55pm on Freeski Club UK

That article seems to suggest that when searching, mobile phones should be turned off as they can interfere with the search beacon, but there isn't a problem if the buried victim has their phone on because it doesn't interfere with the transmitter.

Thanks for the info though.

ASC Director / SCUK Editor

stu

Joined site: 6 Sep 2004

Posts: 153

#20 Reply: Slight change to off-piste cover in SCUK policy

Posted 17 February 2011 - 4:07pm on Freeski Club UK

For reference, a friend of mine (Sascha Hamm) only survived his avalanche because he had his phone switched on.. even though he had a tranceiver on he actually guided the helicopter to land pretty much next to him based on loudness of the heli (he was 6ft under the snow).. he was also riding on his own!

Clearly we don't encourage this and if you know Sascha you'll never follow him down a run anyway..

Stuart Brass [administrator]
Action Sports Club Director

GazFisher

Joined site: 5 Jan 2011

Posts: 10

#21 Reply: Slight change to off-piste cover in SCUK policy

Posted 9 March 2011 - 2:44pm on Freeski Club UK

From http://www.snowboardclub.co.uk/index.php?name=PNphpBB2&file=viewtopic&p=...
Locking this this thread now.

Okay, all sorted. It's back down to a group of 2 and there's an extra specific exclusion been added to say you're not covered if off piste alone.

The new policy document is available for download at www.snowboardclub.co.uk/insurance (see page 19).

The revised terms cover any policy brought since 1st January 2011 for any trip you have not yet started.

Happy to help!

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