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BudBrainSCUK Member
Post subject: SCUK Insurance Alternatives  PostPosted: Jan 14, 2012 - 12:08 PM



First post: Dec 07, 2011
Total posts: 91
Location: Somerset, UK
Hey,

I've seen it mentioned in various places that SCUK have (temporarily?) stopped offering insurance, but can anyone recommend a decent alternative?
 
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sianyOfflineNon-member
Post subject: RE: SCUK Insurance Alternatives  PostPosted: Jan 14, 2012 - 12:43 PM



First post: Feb 02, 2009
Total posts: 791

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Maverix Smile

But no matter who you choose, read the policy carefully to check it will cover you for what you need.

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jacksOfflineSCUK Member
Post subject: RE: SCUK Insurance Alternatives  PostPosted: Jan 14, 2012 - 02:39 PM



First post: Jul 06, 2006
Total posts: 725
Location: LONDON
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I was pretty gobsmacked when I paid my premium this year. Shame cause the cover was really good, but the prices have just hiked so much. Ive still got another 10 months to go though.

Who ever you choose, if there is the option to reduce all excesses to nil for the sake of say a tenner, then take it cause that makes a huge difference if you have a claim. Also make sure it covers helicopter ambulance.

Apologies cant offer experience on others as was with SCUK/Tag for years.
 
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yodaOfflineNon-member
Post subject:   PostPosted: Jan 14, 2012 - 03:11 PM



First post: Oct 12, 2004
Total posts: 770

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You can still get insurance with tag, you just don't get the same level of cover that you use to, single item value is less and there's no SCUK discount, just checked my renewal around £40 more, all insurance has gone up. There are cheaper but I need the competition cover for my son that's proving hard to find and expensive.



http://www.tgic-online.com/ti/jsp/welcome.jsp

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dashieOfflineNon-member
Post subject:   PostPosted: Jan 14, 2012 - 07:01 PM



First post: Sep 24, 2007
Total posts: 4409
Location: stockport/dundee
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I'm using my free one with the bank this season, if I get hurt doing something excluded I'm gonna drag my wrecked body back to the bunny slope then claim

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HarryCambsOfflineSCUK Member
Post subject:   PostPosted: Jan 18, 2012 - 05:02 PM



First post: Jan 15, 2006
Total posts: 819
Location: Cambridge
Status: Offline
I used to get BMC insurance, they used to be amazing value but in the last few years their premiums rocketed so I went over to SCUK insurance, and this year the BMC insurance for snowboarding is extraordinarily exorbitant.

So is snowboarding insurance in general gone through the roof?

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John73OfflineSCUK Member
Post subject:   PostPosted: Jan 18, 2012 - 06:15 PM



First post: Feb 25, 2005
Total posts: 364
Location: Worcester
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Have you tried insure and go i have had there annual policy for past few years always been quite competative.

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HarryCambsOfflineSCUK Member
Post subject:   PostPosted: Jan 18, 2012 - 06:21 PM



First post: Jan 15, 2006
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As long as its not goofy and has a descent off piste cover.

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snowbadgerSCUK Member
Post subject:   PostPosted: Jan 18, 2012 - 06:27 PM



First post: Jun 01, 2011
Total posts: 737
Location: Warwickshire
ive heard a few peeps chatting about direct travel being ok

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dunxOfflineSCUK Member
Post subject:   PostPosted: Jan 18, 2012 - 07:35 PM



First post: Oct 07, 2004
Total posts: 9314
Location: Herts, UK
Status: Offline
HarryCambs wrote:
So is snowboarding insurance in general gone through the roof?


Apparently so. We're still waiting on one final policy clarification to do with freestyle.

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snowgirl1324OfflineNon-member
Post subject:   PostPosted: Jan 18, 2012 - 09:10 PM



First post: Jan 26, 2005
Total posts: 3799
Location: Chippenham, Wiltshire
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I've always used Fogg. Good price and when I had to cancel a trip that had been booked independently of a travel agent they paid out in full.

http://www.skiinsurance.co/index.php

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WigsyOfflineSCUK Member
Post subject:   PostPosted: Jan 19, 2012 - 12:45 PM



First post: Jul 14, 2006
Total posts: 157
Location: London
Status: Offline
Just browsed through Fogg's cover summary. I don't think it would work for many people on here. Only £700 of snow equipment cover and no mention of off piste or park cover.

My SCUK annual policy runs out next week so I looked at what TAG Direct are offering now and some of the cover is better than before. Like the snow equipment cover is now £2,500 (£500 for a single item) The cover still exists for park and off piste, although you to have three or more avalanche equipped companions or a guide.

The worst change was the reduction in the number of days riding covered from 31(I think) to 17, although they will still cover 31 days for a higher premium.

Reading through TAG's policy summary there have been several changes, some better, some worse, but as far I can see it still looks good. The cost was no different either. I'll wait and see what Dunx comes up with as an alternative, but IMO Tag still offer the best option that I have found to date.

PS No, I don't work for TAG Wink
 
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PhilboOfflineSCUK Member
Post subject:   PostPosted: Jan 19, 2012 - 01:21 PM



First post: Jul 04, 2011
Total posts: 26
Location: Manchester, UK
Status: Offline
I'm heading out to Les Arcs on Sunday and I've been holding out for SCUK insurance. I'm cutting it fairly close, do you think you will have anything sorted by tomorrow? Another I've looked at is Insure&Go which do have good annual cover, you have to add park on as a premium but good winter item limits! Black is £1500 overall, 750 per single item. Gold is 1000 and 500 respectively. Only 24 days riding though.
 
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weewebboOfflineSCUK Member
Post subject:   PostPosted: Jan 19, 2012 - 01:38 PM



First post: Jan 09, 2007
Total posts: 276
Location: The 'Pans
Status: Offline
yoda wrote:
You can still get insurance with tag, you just don't get the same level of cover that you use to, single item value is less and there's no SCUK discount, just checked my renewal around £40 more, all insurance has gone up. There are cheaper but I need the competition cover for my son that's proving hard to find and expensive.



http://www.tgic-online.com/ti/jsp/welcome.jsp


+1 for Maverix/Tag. My cover was £36 for a single trip which I didn't think was that bad considering the cover you get is still more comprehensive than most other companies offer.
 
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dunxOfflineSCUK Member
Post subject:   PostPosted: Jan 19, 2012 - 02:10 PM



First post: Oct 07, 2004
Total posts: 9314
Location: Herts, UK
Status: Offline
We're waiting on an underwriter to confirm whether snowboard freestyle is included. It's taking a while, so I doubt it'll be done this week now.

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