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GinaG 
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Post subject:
 Posted: Sep 23, 2011 - 12:15 PM
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First post: Dec 04, 2004
Total posts: 10188
Location: The Big G
Status: Offline
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You sound older than your years, much like someone else I know, but still so naive.
Being 17 is sh1t, it's not old enough to do anything proper (other than drive) but still young enough to get away without the responsibility. Not to talk down to you but before you get completely feck for money, just enjoy it. You'll never be as financially better off than as you are at the moment.
Taking out a loan is not an option, there are 30 year olds who couldn't even get that amount for a bank loan. Plus why would you want to start your adult life out like that? To have that hanging over your head for years like most other people here who have posted...
It is also my opinion that you're too young to do a season anyway. You may want to do another season after and you'll be in a much better place to do it next year and the year after. |
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Bring back the GREEDIE GIRLS!
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mini.
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Post subject:
Posted: Sep 23, 2011 - 12:32 PM
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First post: Jun 16, 2008
Total posts: 1681
Location: a world of my own, but mostly sheffield.
Status: Online!
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J_Smith
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Post subject:
Posted: Sep 23, 2011 - 01:36 PM
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First post: Sep 30, 2008
Total posts: 2145
Location: Southampton
Status: Offline
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GinaG wrote:
You sound older than your years, much like someone else I know, but still so naive.
Being 17 is sh1t, it's not old enough to do anything proper (other than drive) but still young enough to get away without the responsibility. Not to talk down to you but before you get completely feck for money, just enjoy it. You'll never be as financially better off than as you are at the moment.
Taking out a loan is not an option, there are 30 year olds who couldn't even get that amount for a bank loan. Plus why would you want to start your adult life out like that? To have that hanging over your head for years like most other people here who have posted...
It is also my opinion that you're too young to do a season anyway. You may want to do another season after and you'll be in a much better place to do it next year and the year after.
Sound advice and completely true   |
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når helvete fryser over, ville jeg snøbrett der også
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J_Smith
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Post subject:
Posted: Sep 23, 2011 - 01:37 PM
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First post: Sep 30, 2008
Total posts: 2145
Location: Southampton
Status: Offline
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mini. wrote:
Don't forget now your earning your parents are likely to be expecting some of it every week
Yup, id expect that too, but apparently as long as im working and helping out around the house, they dont expect rent. Quite a surprise but they know saving money will be far easier without rent! |
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når helvete fryser over, ville jeg snøbrett der også
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GinaG
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Post subject:
Posted: Sep 23, 2011 - 04:51 PM
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First post: Dec 04, 2004
Total posts: 10188
Location: The Big G
Status: Offline
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| My Dad never expected rent either Just cook them a meal every so often and you're sorted! Are you not doing more college? 17 is a young age to finish education.. |
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Bring back the GREEDIE GIRLS!
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rob_vet69
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Post subject:
Posted: Sep 23, 2011 - 05:28 PM
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First post: Jan 06, 2011
Total posts: 473
Location: Teeside
Status: Offline
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I have a lot of sympathy for the up and coming generation, what with tuition fees, high cost of living and the difficulty in getting credit for a mortgage or a loan. But the take home message is simple - debt is a bad thing, most of people are in it and most people struggle to get out of it.
I went to Uni for 5 years, moving out at 17. I graduated at 22 with £30k worth of debt (inc Student Loans.) I was one of the lucky ones as my parents funded my accomodation and I did a course with pretty much guaranteed work at the end. I am now 31 and only just managed to save up to get on the property ladder this year (aided by an elderly relative dying.) Again I am one of the lucky ones as I've had work digs so I've never had to pay rent. Think of where I'd be now if I had £45,000 of tuition fees on top. Ok, political rant over!
With regards to the loan - don't do it. As others have said, you probably won't get approval anyway. You seem to be willing to work hard if you have 2 jobs and want to save, so go down that route - work your butt off for a year, get as much money saved in the bank as possible and do it that way. Something earned is always far more fulfilling than something bought on credit. |
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ColdComfort
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Post subject:
Posted: Sep 26, 2011 - 08:47 PM
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First post: Dec 03, 2009
Total posts: 1310
Location: Vancity
Status: Offline
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J_Smith wrote:
As for the scepticism about why ive chosen a 7K course, its for the whole 'experience' and ease of doing it with a proper organisation. You also get other training like avalanche and first aid training which is pretty cool 
Cost of Casi Level 2 + prep course (CAD) : $453 + $112
Cost of 2.5 day avalanche awareness course : $ 245 + HST
Cost of First Aid course (CAD) : $60-90
Thats a sh1t load left for flights, and accomodation and even private tution out of the $11'000 your proposing + the life lessons and life time savings that come from learning to plan things on your own - just sayin |
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