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Ardkor 
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Post subject: Insurance at Indoor Slopes
 Posted: Mar 10, 2010 - 09:01 PM
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First post: Mar 01, 2010
Total posts: 106
Location: Manchester
Status: Offline
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| If you are hit by someone at an indoor ski slope and they injure you and damage your gear, are you covered by any form of insurance (public liability by slope owner etc.) or would you need to go through small claims court to recover damages from the person at fault? |
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mini.
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Post subject: RE: Insurance at Indoor Slopes
Posted: Mar 11, 2010 - 12:10 AM
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First post: Jun 16, 2008
Total posts: 1648
Location: a world of my own, but mostly sheffield.
Status: Offline
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philboarder
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Post subject:
Posted: Mar 11, 2010 - 02:42 AM
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First post: Jul 29, 2006
Total posts: 887
Status: Offline
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Youve got to be kidding do you really recon these places would run with the possbility of getting sue'd.
Dont do snowsports if this is what you worried about |
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Branny
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Post subject:
Posted: Mar 11, 2010 - 05:41 AM
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First post: Oct 11, 2004
Total posts: 4559
Location: Is in the U freakin' K
Status: Offline
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i agree with the guys above on the don't start claiming BS
however all the indoor and outdoor slopes have to be legally covered from an insurance point of view, most places get you to sign an indemnity when you ride so you have probably already put yourself on a poor starting point
you would have to prove that the slope where at fault, and where not showing duty of care with regards to condition and safety of the facilities and/or allowing people who are not sufficiently skilled to use the slope.
if neither of these fit the bill or can be proven then a personnel claim against the person who hit you may be a way.... but it'd have to be again very cut and dry that they where being malicious or reckless...
the last thing UK slopes need is the no win no fee mentality where every time someone take a stack they try and sue someone.... especially as that skier who i made cry when i scorpion'd her last week would take me to the cleaners hahaha!!!! |
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http://www.facebook.com/brannyuk
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Tiberius
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Post subject:
Posted: Mar 11, 2010 - 07:15 AM
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First post: Oct 17, 2004
Total posts: 9411
Location: 10 mins from Cas
Status: Offline
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Well, the op isn't asking whether we agree with the make a claim culture, he's asking a simple question of insurance. Yes, slopes need insurance.
On the wider question, the slopes plainly state that in order to use them, you have to be able to control your speed etc. We all know they don't really police this and quite often people are on the slope who are quite frankly a danger to themselves and others. Sorry but I don't agree with the above, if I injure myself, that my problem, but if I get injured by some idiot the slopes have let on, even though he wasn't of an acceptable standard then why should my family suffer because I can't earn?
Once I was on the slope and a family came on. the youngest boy clearley had never skiied before and the father was trying to teach him. Any time you passed this lad he fell dramatically to the floor and spread his hands out wide, and the father glared at you as if it was your fault. Quite frankly it was outright dangerous. I mentioned to the liftie and he gave some excuse about they couldn't throw them off becuase they had booked 4 hours or some non-sensical excuse. I left, it really was impossible to use the slope. |
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The Disclaimer:
Tiberius is a socialist. His views may not necessarily be supported by his owner.
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Sym0n
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Post subject:
Posted: Mar 11, 2010 - 07:46 AM
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First post: Dec 20, 2009
Total posts: 545
Location: Nottingham
Status: Offline
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I'd guess that there will be a sign somewhere along the lines of them accepting no responsibility for injuries sustained whilst on the slope caused by recklessness or incompetence.
I agree with the above though, the claim culture in this country sucks ass. Fair enough if you're legitimately injured through no fault of your own, but if people start claiming in the fridges it will be for all amount of silly sh1t reasons; like them falling over and bruising their arse or water damage to clothes.  |
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yellowlala
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Post subject:
Posted: Mar 11, 2010 - 08:21 AM
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First post: Mar 12, 2007
Total posts: 1594
Status: Offline
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Branny wrote:
especially as that skier who i made cry when i scorpion'd her last week would take me to the cleaners hahaha!!!!
 but we all concurred that the tears = bonus points.
If you have Winter Sports cover you could well be able to make a claim for your gear. I asked this of my bank, explained that if I went to a dome and it got damaged/stolen they said I could put the claim in to them.
Everyone else is correct tha you shouldn't be expecting to claim against the dome...if that culture started we could wave goodbye to park nights for sure. |
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R1ch
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Post subject:
Posted: Mar 11, 2010 - 11:46 AM
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First post: Jan 07, 2005
Total posts: 572
Location: London
Status: Offline
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I think compensation culture aside... there is fair grounds to discuss the likely hood that somebody could do something very reckless (which would be there fault, rather than the slopes) to cause injury to somebody else.
Having any kind of insurance policy that covers you for public liability would certainly help if it was you being the reckless one. |
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Ardkor
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Post subject:
Posted: Mar 11, 2010 - 12:06 PM
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First post: Mar 01, 2010
Total posts: 106
Location: Manchester
Status: Offline
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OK the reason I'm asking, is that someone who should know better, was going down the slope far too fast, lost control and barrelled into someone else.
The poor snowboarder was obviously very new and was just strapping into their board (in plain view I might add)
This skier, was not able to stop in what i would term as a reasonable time, and after hitting the hitting the snowboarder and damaging their gear they had to leave the slope (therby also losing their paid for time through no fault of their own)
I was just asking whether this would be covered by the slope, the skier or tough luck on the snow boarder.
I think I might try and find an insurance policy myself to cover me if I get hit, if I hit someone, and also cover accidental damage to my gear. ( although i think accidental cover may not be viable)
Thanks for your responses. |
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Back Soon!
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ChasKi
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Post subject:
Posted: Mar 11, 2010 - 12:26 PM
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First post: Mar 04, 2009
Total posts: 2317
Location: Plymouth/Stroud
Status: Offline
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Ahhh, well you didn't say there was a skiier involved.
Did you get any photos? We can hunt them down, cover them in honey and then release the bees on them. |
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Ardkor
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Post subject:
Posted: Mar 11, 2010 - 12:29 PM
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First post: Mar 01, 2010
Total posts: 106
Location: Manchester
Status: Offline
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Best response yet.
although the lift attendant did say to the snowboarder that they should have hit the skier with their snowboard, which made me laugh. |
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Back Soon!
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yellowlala
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Post subject:
Posted: Mar 11, 2010 - 12:30 PM
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First post: Mar 12, 2007
Total posts: 1594
Status: Offline
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Ardkor wrote:
although the lift attendant did say to the snowboarder that they should have hit the skier with their snowboard, which made me laugh.
He had his priorities right. |
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cantridepete
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Post subject:
Posted: Mar 11, 2010 - 01:09 PM
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First post: Oct 28, 2008
Total posts: 2147
Location: Haute Savoie
Status: Offline
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if the skier could control his speed and stop etc then unfortunatly its just bad luck i would say....
the slope cant be held responsible for someone just being a dick  |
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R1ch
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Post subject:
Posted: Mar 11, 2010 - 03:08 PM
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First post: Jan 07, 2005
Total posts: 572
Location: London
Status: Offline
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cantridepete wrote:
if the skier could control his speed and stop etc then unfortunatly its just bad luck i would say....
the slope cant be held responsible for someone just being a dick
I'm obviously no legal Eagle, but I'd imagine that if somebody was continually reckless, unable to control their speed and stop and the slope did nothing to warn or remove them (which is part of the warning they make you sign) then they could be exposing themselves. As they have created a warning and not enforced somebody's dangerous behavior and have a duty to the safety of their customers.
That said, I have seen Chavs kicked out of MK before who turned up in jeans and clearly just rented some boards and didn't know what they were doing. |
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philboarder
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Post subject:
Posted: Mar 11, 2010 - 03:49 PM
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First post: Jul 29, 2006
Total posts: 887
Status: Offline
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| sucks for your mate but doubt theres much that can be done. Im guessing there arent any policys for indoor domes yet. |
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